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Regular Checking
Sr. Citizens
Student Checking
NOW Account
Super NOW

REGULAR CHECKING

Minimum balance to open  - The minimum  balance  required to open this account is $100.00.
Minimum balance to avoid a fee  - lf your balance falls below $500.00 on any day in the month, your account will be subject to a $5.00 MAINTENANCE FEE  for  that month.
Deposit limitations  - You may make an unlimited  number of deposits  into your account.
Fees and Charges  - The following  fees and charges apply  to this account:
      EXCESS DEBIT FEE: Should  the balance  in the account  fall below $500.00  on any day of the statement cycle, a per debit  fee of $.10 will be charged  for each debit  transaction  (withdrawal,  check paid, automatic transfer or payment out of this account)  in excess of ten during a statement cycle. This fee will not apply  to full-time  students, clubs, churches,  organizations,  or municipalities.

SR. CITIZENS  (AGE 55)

Compounding frequency - lnterest will be compounded monthly.
Crediting frequency - lnterest will be credited into this account monthly.
Effect of closing an account - If you close your account before interest is credited, you will not receive the accrued interest.
Daily balance computation method - lnterest  is calculated by the daily balance method which applies a daily periodic  rate to the balance in the account each day.
Accrual of interest on noncash deposits - lnterest will begin to accrue on the business  day you deposit noncash items  (for example,  checks)  into your account.
Minimum balance to open  - The minimum balance required to open this account is $100.00.
Deposit limitations  - You may make an unlimited number of deposits into your account.

STUDENT  CHECKlNG

Minimum balance to open  - The minimum balance required to open this account is $100.00.
Deposit  limitations  - You may make an unlimited number of deposits into your account.

NOW ACCOUNT

Compounding  frequency - lnterest will be compounded monthly.
Crediting  frequency - lnterest will be credited  into this account monthly.
Effect of closing an account  - lf you close your account before interest is paid, you will not receive the accrued interest.
Daily balance computation method - lnterest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.
Accrual of interest on noncash deposits - lnterest will begin to accrue on the business day you deposit noncash items (for example,  checks)  into your account.
Minimum  balance to open  - The minimum  balance required to open this account is $1,000,00.
Minimum balance to obtain the disclosed  annual percentage  yield - You must maintain a minimum  daily balance of $1,000.00 in your account each day to obtain the disclosed annual percentage yield.
Minimum balance to avoid a fee - lf your balance falls below $1,000.00 on any day in the month, your account will be subject to a $5.00 Maintenance Fee for that month.
Deposit limitations  - You may make an unlimited number of deposits into your account.

SUPER  NOW

Compounding  frequency  - lnterest will be compounded monthly.
Crediting  frequency - lnterest will be credited into this account monthly.
Effect of closing an account  - lf you close your account before interest is paid, you will not receive the accrued interest.
Daily balance computation method - lnterest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.
Accrual of interest  on noncash  deposits - lnterest will begin to accrue on the business day you deposit noncash items (for example,  checks)  into your account.
Minimum balance to open - The minimum balance required to open this account is $2,500.00.
Minimum balance to obtain the disclosed annual percentage yield - You must maintain a minimum  daily  balance  of $2,500.00 in your account each day to obtain the disclosed annual percentage yield.
Minimum balance to avoid a fee - lf your balance  falls below $2,500.00 on any day  in the month, your account will be subject  to a $5.00 Maintenance Fee for that month.
Deposit limitations  - You may make an unlimited number of deposits into your account.

 

 

 

 

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